What can I make a claim for?

Posted on 03 Feb'13 in

Income loss and loss of earning Capacity

  • There is no recovery for income loss suffered in the first 7 days of the accident.
  • Your loss more than 7 days after the accident but before the trial is restricted to 80% of your after-tax income.
  • Future income loss will be 100% of your before-tax income.

Housekeeping and home maintenance

  • You may be able to recover these expenses from the at-fault driver if your insurance company has not given you enough.

Health care expenses

  • You can sue for medical expenses that are not covered by OHIP or your insurance plan if your injury has met the ‘threshold’ requirement.
  • The entitlement will be reduced by a $30,000 deductible.

Claims made by family members

  • If a person is injured or killed in an accident and was entitled to recover damages from the at-fault driver, certain family members may be entitled to sue the at-fault driver.
  • There is a $15,000 deductible.

Pain and suffering

  • To be entitled your injury must have met the ‘threshold’ requirement.
  • The entitlement will be reduced by a $30,000 deductible.

Loss of financial support

  • If you die in the accident your family may claim loss of financial support that will be based on your pre-accident income level.

Disclaimer: The above article is not a legal opinion as every case is different and is only for general awareness. Please contact us for specific questions and legal advise.